Joom Tech Ease

Looking for a directory component or a reciprocal link exchange component for Joomla? JV-SE can act as both a directory and/or a link exchange component. Improve your SEO, rankings and mutually exchange traffic with link partners using JV-SE. Compatible with all major SEF components, JV-SE is template based and be configured to fit your website. JV-SE comes packed with 7 modules, 1 plugin and 1 component and can even help you in tracking outbound and incoming traffic between you and your link partners!

JV-ContentLinks is a link management Joomla extension using which can dynamically establish and draw links for key words or phrases in articles and blogs. Use this extension to manage all internal and external links in articles and blog posts in a central location, and also advertise keyword phrases in frontend articles and blogs and thus earn money from it. It provides subscriptions and payment options for your users and is integrated with paypal payment processing.

JV-LinkExchanger Basic Edition (JV-BE) is the entry level, non-commercial edition of JV-LinkExchanger, released under GNU GPL and is absolutely FREE to download and use. This edition has all the elements required for a basic and successful link and banner exchange and is more of a working evaluation or showcase of what is in store in the more powerful and versatile JV-SE (Standard Edition).

Some of the significant features provided by the basic edition are, Link and banner exchange, reciprocal checks, one-way links, two-way exchanges, basic compatibility with almost all Joomla SEF extensions, directory organization, multiple directory layouts, approvals, notifications, reminders, link rating systems, image security for forms, website thumbnails, directory monetization, directory search, pagination, scheduled reciprocal link checks, highly configurable backend options etc…

JV-BE is also compatible with centralized link exchange (JV-CLE) service offered at JV-Extensions. The product can be dynamically integrated with centralized link exchange service at JV-Extensions with a subscription and a simple configuration.

All changes and new releases to the basic edition will be “Maintenance Releases” only. They will predominantly be bug fix releases, security releases, minor enhancements and minor version releases. The Basic edition will not be enhanced with new features, major enhancements or developments. All such major new features will be incorporated in the Standard Edition only.

V-LinkExchanger Standard Edition (JV-SE), is an advanced, professional and commercial edition of JV-LinkExchanger. Though named as a link exchange tool, this product can act both as a DIRECTORY or a LINK/BANNER EXCHANGE product. It is a very comprehensive product that provides directory features and link/banner exchange features for Joomla (1.0.x and 1.5.x legacy mode) powered websites.

It is very difficult to compare the Basic Edition and Standard Edition. Born out of the concept of basic edition, JV-SE has come such a long way with a huge number of major features added to it, that we feel the basic edition is just not at the same level to be compared with the Standard Edition. On a rough scale, JV-SE has more than 50+ features compared to JV-BE.

The Standard Edition provides the greatest number of features of any link/banner exchange and directory components for Joomla in the industry today and has always exceeded the expectations of all it’s users. JV-SE supports all SEF components and thus your directory will have user friendly URLs! JV-SE also comes packed with set of 7 modules and other supported extensions. So just place these module at the required places in your website and impress your visitors!

Niranjan, Managing Director

JV-Extensions, www.jv-extensions.com

Joomla link exchange simplified

In order to accept credit card payments, merchants need to have a payment processing method available to them. Typically, this means having use of a merchant account. This allows the merchant to accept major credit cards such as Visa and Mastercard. The downside to having a merchant account is the wave of fees that are attached to every transaction. Depending upon the merchant account contract, these fees can dramatically reduce the profitability of a transaction.

Today, more consumers are using debit cards to purchase items. While many merchants know that accepting debit card transactions will lower their payment processing fees, they often fail to realize that there are different types of debit card transactions, each with different fees. Below, we’ll describe the difference between accepting debit cards and credit cards. You’ll also learn how you can lower your fees even further by accepting direct debit transactions.

Debit Card Versus Credit Card Processing

From the merchant’s point of view, there’s only 1 notable difference between accepting a debit card and a credit card for a transaction. While a credit card allows the customer to tap into a credit line, the debit card allows the merchant to withdraw money for payment directly from a customer’s bank account. The main benefit for the merchant is that processing a debit card transaction implies less risk for the bank. Therefore, the discount rate applied to the transaction is lower.

What Is A Direct Debit Transaction?

A direct debit transaction has the same result as a normal debit card transaction. The money is taken from the customer’s bank account and transferred to the merchant. However, the process through which this happens is different. Processing a debit card for payment must be done through the merchant account. These transactions follow the same stream through the network as transactions processed with a credit card.

By contrast, a direct debit payment goes through the Automated Clearing House (ACH) network. It’s transferred between banks. As long as a merchant has authorization to process ACH transactions, the direct debt can be performed through a business checking account.

Lowering Fees Through Direct Debit

Even though processing a debit card transaction through your merchant account will usually result in lower fees than a credit card transaction, you can lower your fees further. A normal debit card payment will typically have a discount rate of 2-3% attached. A direct debit payment carries a flat fee. Most of the time, it’s $1 or less per transaction.

Here’s an example of how much you can save by accepting a direct debit payment. Assume a transaction is $200. Using your merchant account to process a debit card payment with a 2.25% discount rate, you would pay $4.50. Accepting a direct debit payment through the ACH network would cost $1 (or less). If you complete 300 transactions per month of similar size, you could save over $1,000 per month.

Getting Started With Direct Debit Payment Processing

Accepting direct debit transactions is simple. You should start by asking your bank if they can help you gain authorization for ACH payment processing. Unlike establishing a merchant account, you won’t be required to sign a long-term contract. You’ll likely be able to use your existing business checking account for processing the payments.

As a merchant, you will still need to maintain your merchant account to process credit card payments. But, for customers who wish to use their debit cards to purchase items, consider becoming authorized for ACH payment processing. It’s transparent to the customer and less-costly for you, the merchant.

Riva Payments is a New York based company that specializes in providing a full range of payment processing tools, including credit card processing, ACH, Gift Cards to companies of all sizes. Riva Payments currently service thousands of merchants all across the Unites States, and is one of the fastest growing Independent Sales Organizations ( ISO’s ) in the country.

We understand the importance of building and maintaining a fast, secure, and cost effective process for processing all types of payments including credit cards, gift cards, ACH and checks, to our business clients.

Riva Payments has built an extensive web of strategic partners in the payment processing world. The access to these resources allows our clients to benefit from a one stop shop for all of their payment processing and compliance needs.

We pride ourselves in delivering “best in class” relationship based customer support to all of our clients, no matter how big or small. We believe that every merchant is a valuable merchant, and every merchant will be treated with the highest level of respect. Our customer service team measures the number of hours, not days; it takes them to respond to customer service requests which are crucial to helping you manage your business.

The team of professionals at Riva Payments is eager to earn your business, and keep your business.

Are you ready to move to the next level in payment processing? Give us a call today!

Riva Payments www.rivapayments.com

HELPING YOUR BUSINESS ONE SWIPE AT A TIME!

365 Route 304, Suite 204

Nanuet, NY 10954

Tel: (845) 623-7300

Fax: (866) 345-6931